Arch Lending Exec Outlines Bitcoin Loan Risks at Three Summits
New York – October 07, 2026 -- Arch Lending Co-Founder and CRO Himanshu Sahay used three separate corporate Bitcoin events in September to press institutional holders on a single question: when liquidity is needed, should they sell Bitcoin or borrow against it.
Sahay lists four questions borrowers must ask before signing a term sheet
At the invite-only Bitcoin Corporate Day in London on September 22, Sahay told corporates, funds and financial institutions to demand answers on four points before accepting a Bitcoin-backed loan: who holds the collateral keys, whether the collateral can be rehypothecated or reused, what specifically triggers a liquidation and whether it is partial or total, and what happens to the Bitcoin if the lender fails. The panel reviewed how institutional Bitcoin-backed credit mechanics have shifted since 2022.