Atlanta – September 24, 2026 -- LexisNexis Risk Solutions and IMS have integrated the LexisNexis Drive Metrics scoring model into IMS's EdgeSDK, enabling U.S. auto insurers to cut usage-based insurance (UBI) operational costs by up to 50% to 80% through on-device processing that eliminates cloud storage fees.
On-device computing eliminates cloud costs for insurers
The integration moves driving behavior data processing directly onto consumers' smartphones rather than through cloud infrastructure, addressing a cost barrier that has historically limited UBI program growth. LexisNexis states the approach can generate savings of 50% or more by removing cloud processing and storage fees tied to traditional telematics programs.
Drive Metrics model claims 79% improvement over standard rating factors
According to LexisNexis, the Drive Metrics model has demonstrated a 79% improvement above standard rating factors, supporting more precise risk assessment and personalized pricing for auto insurers. The scores and attributes generated are designed to integrate into existing insurer workflows and remain consistent across LexisNexis Telematics Solutions.
Insurers can embed the tool or use IMS's white-label app
The IMS EdgeSDK with the embedded Drive Metrics model can be built into an insurer's existing app or deployed via IMS's white-label application, reducing implementation complexity and enabling scalability across an insurer's portfolio. Driving data stays on the user's device throughout the process, a design intended to reinforce transparency and data privacy for consumers.
Executives frame the deal as a shift for the UBI market
"The innovation of Drive Metrics and the sophistication of EdgeSDK disrupt the status quo,