LOS ANGELES – November 05, 2026 -- Multiliquid launched Multiliquid Treasury, a cash management product that pays institutions up to 3.5% annualized on idle operating balances while allowing instant redemption around the clock, including weekends and bank holidays.
The product targets corporate treasuries, fintechs and asset managers. Their payroll, vendor and margin floats often sit in non-interest-bearing accounts because money market funds redeem only on business days, before daily cut-offs.
Yield tracks the 3-month T-Bill rate, with atomic sweeps back to cash
Depositors earn a formulaic rate tied directly to the 3-month U.S. Treasury Bill rate. They can sweep back into cash or stablecoins in a single transaction at any hour.
Multiliquid's example is an enterprise holding $25 million in liquid reserves. At the indicative top rate of 3.5%, that balance would generate about $875,000 a year without affecting same-day liquidity.
"Every idle dollar earns T-Bill yield, and every dollar is back in cash the moment you need it," said Will Beeson, Founder and CEO of Multiliquid.
Reserves are spread across tokenized government funds, backed by a 5-10% liquidity buffer
Depositors lend to a special purpose vehicle. Its reserves are programmatically allocated across regulated tokenized government funds, including the WisdomTree Government Money Market Digital Fund (WTGXX) and the Janus Henderson Anemoy Treasury Fund (JTRSY). Multiliquid says this limits single-issuer concentration risk.
A programmatic liquidity buffer of 5-10%, reinforced by institutional repo lines, supports instant redemptions under normal market conditions. There are no notice periods or redemption windows.
Single KYB/KYC check replaces fund-by-fund paperwork, with onboarding typically within 24 hours
One verification covers the entire underlying portfolio. U.S. and international accredited institutions can typically onboard within 24 hours.
Access runs through institutional APIs and smart contracts for automated treasury sweeps, plus a no-code dashboard for manual execution. Reserves and fund allocations are verifiable on-chain in real time.
Multiliquid Treasury is live on Ethereum Mainnet and Solana for eligible accredited and institutional investors. Cantina and Zellic audited the core settlement contracts.