NAAHL, FairPlay Map Shows CRA Threshold Shift Hits 2.6M People
LOS ANGELES – November 02, 2026 -- Raising the Community Reinvestment Act small-bank threshold to $10 billion in assets would leave more than 2.6 million additional people in census tracts where no bank is evaluated for community development, according to a new interactive map from NAAHL and FairPlay AI.
The NAAHL CRA Coverage Map is publicly available and built on FairPlay's CRAi platform. It shows how the rule proposed by the OCC and the FDIC would change the number of banks evaluated for community development in each census tract. NAAHL used the same analysis in comments it filed with the agencies on October 13.