First Financial Bankshares Q3 Profit Hits $74.31M as Margin Widens
Abilene – October 15, 2026 -- First Financial Bankshares (NASDAQ: FFIN) reported third-quarter 2026 earnings of $74.31 million, up from $52.27 million a year earlier and $71.89 million in the second quarter. Diluted earnings per share rose to $0.52 from $0.36 in the third quarter of 2025 and $0.50 in the linked quarter.
CEO David Bailey called it "another record quarter of net income," driven largely by continued net interest margin expansion.
Net interest margin climbs to 3.91% as net interest income reaches $138.51 million
Net interest income totaled $138.51 million, compared with $127.00 million a year ago and $136.91 million in the second quarter. The tax-equivalent net interest margin was 3.91%, against 3.80% in the third quarter of 2025 and 3.90% in the linked quarter. Average interest-earning assets were $14.43 billion, up from $13.60 billion a year earlier but slightly below $14.46 billion in the second quarter.