Under-30s in Germany Increasingly Miss Payment Deadlines, Study Finds
Nuremberg – September 12, 2026 -- Three-quarters of Germans have already financed a purchase, while missed payment deadlines among adults under 30 rose to 23 percent from 14 percent in autumn 2025, according to the TeamBank Liquidity Barometer.
Younger consumers treat financing as routine, survey shows
Some 33 percent of Germans under 30 now consider invoice purchases, installment credit and other financing forms self-evident, a 12-percentage-point jump from autumn 2025. This age group also plans to spend significantly more over the next 12 months than the national average, the survey found.
Payment lapses and tracking problems climb among young borrowers
29 percent of respondents under 30 report losing track when running multiple financing arrangements simultaneously. Despite this, 48 percent of the same group rate their financial knowledge as at least good, a higher share than among older respondents.