MEXICO CITY – October 29, 2026 -- Grupo Elektra lifted third-quarter 2026 EBITDA to Ps.7,813 million from Ps.6,922 million a year earlier, even as consolidated revenue slipped to Ps.53,297 million from Ps.53,864 million.
Lower costs offset flat revenue at Grupo Elektra
Consolidated costs fell to Ps.24,225 million from Ps.25,637 million in the prior-year quarter. Sales, administrative and promotional expenses were nearly unchanged at Ps.21,260 million, against Ps.21,305 million in the third quarter of 2025.
Net income came in at Ps.2,230 million, slightly below the Ps.2,274 million reported a year ago.
Peso depreciation turns a Ps.155 million FX gain into a Ps.67 million loss
Below EBITDA, the company booked an exchange loss of Ps.67 million, compared with a gain of Ps.155 million in the same quarter last year. Grupo Elektra attributed the swing to peso depreciation against the dollar combined with a net monetary liability position in foreign currency. A year ago, the peso had appreciated.
Gross loan portfolio reaches Ps.217,489 million at 4.9% delinquency
As of September 30, 2026, the consolidated gross loan portfolio stood at Ps.217,489 million, up from Ps.212,366 million a year earlier. The consolidated delinquency rate was 4.9%.
Banco Azteca Mexico accounted for Ps.209,671 million of the portfolio, compared with Ps.203,994 million a year before. The bank's non-performing loan ratio was also 4.9%.
Deposits climb to Ps.255,695 million, with Banco Azteca liquidity coverage at 461%
Consolidated deposits rose to Ps.255,695 million from Ps.248,125 million. Traditional deposits at Banco Azteca Mexico reached Ps.246,069 million, up from Ps.240,761 million.
Banco Azteca Mexico reported a liquidity coverage ratio of 461% and a capitalization ratio of 14.04%.