Financial Services Innovation

DailyPay Launches Deductions Method, Now Only Provider With Both Payment Options

New York – – September 29, 2026 -- DailyPay has introduced a deductions method for its On-Demand Pay service, making it the only large-scale provider offering both full-funding and deductions options to employers.

Deductions method lets employers recoup pay transfers through standard payroll withholding

Under the new deductions option, On-Demand Pay transfers are recovered from an employee's paycheck via a standard payroll deduction rather than full upfront funding by the employer. DailyPay says the model integrates with existing Human Capital Management, payroll and time management systems without disrupting current setups.

RateSecure Launches Private-Bank Style Non-QM Loans in 10 Days

Danville, Calif. – September 20, 2026 -- RateSecure Financial is closing complex mortgage loans in under 10 days for Silicon Valley founders, entrepreneurs and high-net-worth borrowers who fall outside traditional agency underwriting standards.

RateSecure splits Non-QM lending into two distinct market segments

The California-licensed lender, holding NMLS #2815879 and CA DFPI License #60DBO-217750, identifies a divide in the expanding Non-QM sector: traditional alternative-credit lending for borrowers with weaker credit, and a private-bank-style model for financially strong borrowers with complex income structures. Gurp Bhandal, Founder and CPO of RateSecure, said the company was built specifically around the second segment.

equipifi Wins Best of Show at FinovateFall 2026 for BNPL Platform

Scottsdale – September 20, 2026 -- equipifi, a Buy Now, Pay Later infrastructure provider for banks and credit unions, was named a Best of Show winner at FinovateFall 2026, standing out among eight winners selected from 72 companies that demoed live on stage.

Finovate audience votes equipifi among eight standout demos from 72 fintechs

The award was determined by a vote of banking executives, investors, and industry press attending the event. equipifi founder and CEO Bryce Deeney presented the demo, walking through how account holders discover personalized purchasing power, shop, and complete payments entirely within their bank's digital app.

EDGE Markets Powers $1M Daily Transfers for Splash Sports' $21M NFL Pool

New York – September 14, 2026 -- EDGE Markets has partnered with Splash Sports to deploy its EDGE Connect settlement network across the platform's $21 million guaranteed NFL Survivor contest, enabling eligible players to move up to $1 million a day in and out of their accounts around the clock.

EDGE Connect replaces bank-dependent funding with real-time transfers

The closed-loop network lets eligible EDGE Boost customers fund Splash Sports accounts without the transaction limits, processing delays and fees typical of traditional banking rails. EDGE Markets says the capability is designed for players moving money on nights, weekends and ahead of Sunday kickoffs, when conventional bank transfers lag.