Incognia Launches AI Agent Detection for Financial Fraud Risk
San Jose, Calif. – October 06, 2026 -- Incognia has introduced AI Agent Detection, a new capability designed to help financial institutions distinguish between a legitimate AI agent and an authorized action, as AI agents increasingly make purchases, payments and account changes on behalf of consumers.
Incognia separates agent identity from action risk
The new system combines signed-request verification, agent-origin classification, bot and automation detection and Incognia's broader risk intelligence. When additional confidence is required, financial institutions can cross-check an action against signals from a customer's trusted devices, account activity, device integrity, network and location.
"AI agents change the trust problem for financial institutions," said André Ferraz, co-founder and CEO of Incognia. "Knowing that a request came from a legitimate agent isn't the same as knowing that a specific action should be allowed."