PayPact

eCheck Payments Can Cut Cash-Flow Delays for New Hampshire Firms

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eCheck Payments Can Cut Cash-Flow Delays for New Hampshire Firms

Manchester – October 16, 2026 -- HelloNation has published an article featuring Eric Miltner of PayPact in Manchester, New Hampshire, arguing that eCheck payments can speed collections and reduce manual work for local small businesses still relying on paper checks.

Paper checks slow cash flow and add error risk for New Hampshire businesses

Mailing, depositing and manual recordkeeping extend the payment cycle, according to the article. Contractors, medical offices, property managers and professional service firms are most exposed to delays from mail delivery, manual deposits or payment posting errors.

eCheck payments move through the ACH network, but the terms are not identical

An eCheck is the customer's payment method, drawing funds directly from a checking or savings account. ACH is the bank network that processes the transfer. The article stresses that the two terms are often used interchangeably but describe different things.