RateSecure Launches Private-Bank Style Non-QM Loans in 10 Days
Danville, Calif. – September 19, 2026 -- RateSecure Financial is closing complex mortgage loans in under 10 days for Silicon Valley founders, entrepreneurs and high-net-worth borrowers who fall outside traditional agency underwriting standards.
RateSecure splits Non-QM lending into two distinct market segments
The California-licensed lender, holding NMLS #2815879 and CA DFPI License #60DBO-217750, identifies a divide in the expanding Non-QM sector: traditional alternative-credit lending for borrowers with weaker credit, and a private-bank-style model for financially strong borrowers with complex income structures. Gurp Bhandal, Founder and CPO of RateSecure, said the company was built specifically around the second segment.