Bank Executive Business Outlook Survey

87% of US Bankers Expect Higher Funding Costs, IntraFi Survey Finds

Arlington – November 10, 2026 -- Eighty-seven percent of US bank executives expect their funding costs to rise over the next 12 months, according to the third quarter Bank Executive Business Outlook Survey by fintech IntraFi.

Survey of 411 bank leaders shows little relief in loan demand

IntraFi conducted the survey online from October 5 to October 19, 2026. It covers 411 bank CEOs, presidents, CFOs and COOs nationwide. IntraFi CEO and cofounder Mark Jacobsen said bankers face "pressure on both sides of the balance sheet" and must pursue growth without sacrificing profitability or overextending balance sheets.