ZestyAI Risk Decision Platform

ZestyAI Models Pass 500 Regulatory Approvals Across 44 States

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ZestyAI Models Pass 500 Regulatory Approvals Across 44 States

San Francisco – October 14, 2026 -- ZestyAI's risk models have surpassed 500 regulatory approvals across 317 carrier rate and rule filings, with the company's regulatory footprint now spanning 44 U.S. states.

The approvals cover perils responsible for the vast majority of U.S. property losses: wildfire, severe storm, hail, non-weather fire, and non-weather water. They span personal and commercial property lines.

State insurance departments accepted ZestyAI models in rating and underwriting

Each approval reflects a state Department of Insurance reviewing a ZestyAI model within a carrier filing and accepting its use in rating or underwriting. The total includes new adopters as well as carriers extending ZestyAI models into additional states, perils, and programs.