Austin, Texas – September 12, 2026 -- SafeLease, a technology-driven insurance provider serving more than 4,000 commercial properties, has launched SafeHome, a suite of insurance products designed to close a compliance gap affecting an estimated 35% of manufactured homeowners who carry no liability insurance, according to a March 2024 Consumer Federation of America report.
Uninsured residents leave community owners exposed to claims
Nearly every manufactured housing lease requires residents to carry liability coverage, but property management systems currently lack the tools to track compliance. When an uninsured resident suffers a loss, the resulting claim frequently falls on the community owner rather than the resident.
SafeHome offers coverage starting at $20 per month
The SafeHome liability waiver provides limits ranging from $100,000 to $500,000, with premiums starting at $20 per month, targeting residents who are priced out of full homeowner's coverage. The product allows residents to submit proof of an existing policy or enroll directly through SafeLease.
Compliance dashboard consolidates coverage status across every home
SafeHome integrates with leading manufactured housing management software, giving site staff a single view of coverage status for every home in a community without requiring a separate system to learn. Operators can use the tool to verify that 100% of residents meet lease-mandated insurance requirements.
Communities earn a monthly fee for every enrolled home
SafeHome generates a new revenue stream for operators, who collect a monthly administrative fee for each home enrolled in coverage. SafeLease has published an NOI calculator at safelease.com/safehome for communities to model potential earnings.
"Across commercial real estate, SafeLease's role is to reduce property managers' risk while providing an ancillary revenue source," said Kierstin Payne, Director of Manufactured Housing Sales at SafeLease. "In manufactured housing the coverage clause is already in nearly every lease. What has been missing is an easy way to track compliance and offer affordable coverage for residents."
SafeHome is available to manufactured housing community operators nationwide.