Folsom, Calif. – September 21, 2026 -- Silverback Capital Inc. has launched a Second-Look Fix-and-Flip Pricing Program offering qualified California investors a 7.99% APR with a 12-month term through October 31, 2026.
Program targets investors comparing existing lender term sheets
The limited-time offer applies exclusively to business-purpose, non-owner-occupied fix-and-flip transactions in California. Investors can submit an existing term sheet to Silverback Capital for a confidential, like-for-like review covering interest rate, lender points, fees, initial loan proceeds, rehabilitation holdback, leverage and total estimated financing cost.
Eligible deals may reach 90% of acquisition cost and 100% of rehab budget
Qualifying transactions may receive financing of up to 90% of the initial acquisition cost, up to 100% of the approved rehabilitation budget, and maximum leverage of 75% of the completed property value. Final terms depend on borrower experience, credit profile, property specifics, budget, liquidity and underwriting requirements.
CEO says even small rate gaps affect flip profitability
"Investors should understand the complete cost of their financing before committing to a lender," said David Simmons, CEO of Silverback Capital Inc. He said the program allows borrowers to compare numbers directly, noting that a relatively small rate difference can materially affect a fix-and-flip project's profitability.
Silverback Capital targets 24-hour term sheet delivery
The company offers same-day scenario reviews when complete borrower information is submitted and aims to deliver qualified term sheets within 24 hours. California investors and brokers can request a confidential pricing review directly from Silverback Capital.