Financial Stability

European Union – October 30, 2026 -- The European Banking Authority (EBA), an independent EU authority, develops harmonised rules for financial institutions as part of its mandate to safeguard the integrity and robustness of the EU banking sector.

EBA promotes convergence of supervisory practices across the EU

The authority works to support financial stability in the EU by aligning how banks and investment firms are supervised. It also monitors and advises on the impact of financial innovation and the transition to sustainable finance.

EBA monitors risks and vulnerabilities in banks and investment firms

To keep the EU financial system functioning in an orderly way, the EBA analyses risks and vulnerabilities relevant to the regulation of banks and investment firms. It facilitates information sharing among authorities and institutions through supervisory reporting and data disclosure.

EU – October 29, 2026 -- The European Banking Authority (EBA), an independent EU authority, describes its core remit as safeguarding the integrity and robustness of the EU banking sector to support financial stability.

EBA develops harmonised rules and promotes supervisory convergence

The authority writes harmonised rules for financial institutions and promotes convergence of supervisory practices. It also monitors and advises on the impact of financial innovation and the transition to sustainable finance.

EBA monitors risks for banks and investment firms through reporting and disclosure

To keep the EU financial system orderly and stable, the EBA monitors and analyses risks and vulnerabilities relevant to the regulation of banks and investment firms. It facilitates information sharing among authorities and institutions through supervisory reporting and data disclosure.

Europe – October 27, 2026 -- The European Banking Authority (EBA) has opened a call for papers for its 13th Annual Research Workshop, "Boundaries of Banking Regulation", with a submission deadline of Friday 5 July 2024.

EBA targets policy-oriented, preferably empirical, research

The 2024 EBA Policy Research Workshop will examine policies that can ensure innovation and sustainability amid competition and risk arbitrage, while preserving financial stability. The EBA says the boundaries of banking regulation raise questions about whether the present regulatory regime is adequate.

Researchers from supervisory authorities and central banks are especially encouraged to submit papers for presentation.

Five topics focus on non-bank finance and digital technology

The EBA lists five priority areas for submissions:

Irvine, Calif. – September 26, 2026 -- Sunwest Bank has acquired Nano Banc of Irvine, California, in an FDIC-assisted transaction that transfers approximately $605 million in deposits and $227 million in loans to the Sandy, Utah-based lender.

Regulators shut Nano Banc on September 25 before handing control to Sunwest

California's Department of Financial Protection and Innovation closed Nano Banc on Friday, September 25, placing it into FDIC receivership. The FDIC then entered an agreement with Sunwest Bank to acquire substantially all of Nano Banc's deposits and a portion of its assets, including the $605 million deposit book and $227 million loan portfolio.