Pricing

Belleville – October 16, 2026 -- Payroll and annual revenue are the first figures insurers review when pricing business coverage, according to a HelloNation article featuring Jerry and Luke Yaekel of Yaekel & Associates Insurance Services Inc. The article states that industry classification matters, but carriers weigh many additional factors before setting premiums.

Payroll and revenue set the baseline for exposure

Payroll indicates workforce size and potential workers' compensation exposure, while revenue reflects business activity and operational scale. As both figures rise, risk may shift, which can change quotes.

Atlanta – October 13, 2026 -- The average transaction price (ATP) for a new vehicle in the United States rose for a fourth consecutive month in September to $50,562, $52 below the all-time record of $50,614 set in December 2025, according to Kelley Blue Book, a Cox Automotive brand.

The ATP climbed 0.9% from $50,089 in August. Year over year, it gained just 0.7%, well below the typical September increase of 2% to 4%.

Affordable segments and late model-year arrivals hold back price growth

Kelley Blue Book attributes the muted gain partly to strong sales in lower-priced segments, including subcompact SUVs, compact cars and small/mid-size pickups. Arrivals of next-model-year vehicles, which are often repriced for updates, are running well behind historic norms.

The average manufacturer's suggested retail price (MSRP) rose to $52,342 from $51,821 in August. That is up 0.8% from September 2025 and below long-term averages.