Risk Management

New Philadelphia, Ohio – September 22, 2026 -- Commercial building owners face escalating repair costs when roof deterioration goes undetected beneath the surface, according to Roofing Expert Mike Hicks of Hicks Industrial Roofing. Hicks, writing in a HelloNation article, outlines how routine commercial roof inspections catch early-stage damage before it disrupts operations or triggers emergency repair bills.

Membrane and flashing failures allow moisture to bypass roofing systems undetected

Punctures, surface cracks, and separated seams in roofing membranes let moisture enter systems long before visible leaks appear inside a building, the article states. Flashing failure at transition points -- where roofs meet walls, drains, and rooftop equipment -- creates a separate risk, allowing water to bypass the membrane entirely even when the roof surface looks intact.

Hong Kong – September 21, 2026 -- Reap has launched Sentry, a managed fraud and risk service that eliminates the need for card-issuing clients to build in-house fraud teams or license separate monitoring tools.

Global card fraud losses hit $33.41 billion in 2024, Nilson Report data shows

Payment card fraud losses worldwide totalled USD 33.41 billion in 2024, tied to global card volume of USD 51.920 trillion, according to The Nilson Report's January 2026 figures. Reap cites the millisecond nature of authorisation decisions as the reason fraud must be intercepted at the point of transaction rather than remediated afterward.

Urbandale, Iowa – September 21, 2026 -- Small businesses in the Des Moines metro should secure general liability insurance first, followed by property coverage and workers' compensation, according to insights from Ben Buenzow, an insurance expert at Buenzow Insurance Group, featured in a HelloNation article.

General liability insurance forms the first line of financial defense for small operators

The coverage protects companies against claims of bodily injury or property damage stemming from business operations, addressing risks from customers, vendors, or visitors. Legal costs and settlements tied to such claims can be significant enough to threaten a small firm's cash flow without this protection in place.

Hollywood, Fla. – September 21, 2026 -- Fast Guard Service has expanded its emergency fire watch response program, targeting arrival at many assignments within four hours of deployment for businesses and property managers facing impaired fire protection systems.

Fast Guard Service targets four-hour emergency deployment for impaired fire systems

The nationwide security and fire watch provider now offers 24/7 emergency fire watch coverage across the United States, including last-minute deployments for properties with sprinkler or fire alarm impairments, active construction, or system maintenance requiring dedicated monitoring.

Personnel maintain patrols, logs and site-specific post orders

Fire watch personnel conduct scheduled patrols of designated areas, monitor for fire or hazardous conditions, maintain required fire watch logs and follow site-specific post orders throughout each assignment.

Madison, Wis. – September 19, 2026 -- Lake Ridge Bank Chief Credit Officer Pete Graven will retire on Sept. 18 after nearly 42 years in banking, including more than 20 years at the institution.

Casey McClyman Steps In as Chief Credit Officer After Coordinated Succession

Graven spent the last several months mentoring incoming Chief Credit Officer Casey McClyman as part of a planned leadership transition. McClyman returned to Lake Ridge Bank in July after a three-year stint as Senior Vice President-Chief Credit Officer at Farmers Savings Bank. He previously spent nearly 20 years at Lake Ridge Bank, including the last 10 years as Senior Vice President-Business Relationship Manager on the Business Banking Team.

St. Petersburg, Fla. – September 19, 2026 -- CCI Insurance, a Higginbotham Partner, has rebranded its proprietary CompCorrect platform as RiskCorrect and opened it as a standalone offering to companies outside its existing client base facing complex risk profiles and significant claims exposure.

Platform expands beyond workers' compensation origins since 2020 launch

Since launching in 2020, the technology has grown from a workers' compensation claims-management tool into a broader system linking incidents, safety activity, root-cause analysis, corrective action and underwriting strategy in a continuous risk cycle. Tobin Robeck, Higginbotham | CCI Managing Director and Regional Sales Director who co-founded the platform, said RiskCorrect now helps companies identify loss drivers, connect claims and incidents, and demonstrate that corrective changes are working.

Arlington, Va. – September 19, 2026 -- Organizations that hand strategic S/4HANA migration decisions to implementation partners face higher risks of cost overruns, project delays, and outcomes misaligned with business priorities, according to new research from Info-Tech Research Group. The warning comes as SAP's end of mainstream maintenance for ECC in 2027 forces enterprises to finalize migration plans.

Info-Tech says implementation partners lack full business context for critical trade-offs

Info-Tech's Build Your S/4HANA Migration Plan blueprint states that while technical partners are essential for execution, they cannot determine organizational priorities, transformation goals, or acceptable trade-offs. These decisions influence deployment strategy, governance, and organizational change throughout the migration.

Pasadena, Calif. – September 18, 2026 -- Inter-Con Security Systems Inc. generates over $1.5 billion in annual revenue and employs more than 40,000 people globally, the physical security and risk management firm confirmed during National Security Officer Appreciation Week.

Inter-Con highlights its scale as one of the largest physical security firms worldwide

The Pasadena, California-based company, now in its third generation of family management and ownership, positions its workforce across corporate campuses, healthcare facilities, critical infrastructure, transportation hubs, and public venues.

CEO Henry Hernandez publicly recognizes frontline security personnel

"Security officers are the everyday heroes who help make our world safer," said Henry Hernandez, President and CEO of Inter-Con Security. "We are deeply grateful for their professionalism and sacrifice every day."

San Ramon, Calif. – September 17, 2026 -- California's surplus lines sector now writes roughly $24 billion in annual premium, with Lloyd's holding an 18% share of the state's excess & surplus (E&S) market in 2025, according to a new on-the-record discussion released by the Surplus Line Association of California (SLACAL).

The conversation, the inaugural episode of SLACAL's Executive Forum video series, features SLACAL CEO & Executive Director Benjamin J. McKay and Lloyd's Americas President Marc Lipman, moderated by SLACAL Chief Industry & Regulatory Officer David Kodama Jr.

Cambridge, England – September 16, 2026 -- Risilience has been rated "market-leading" by independent analyst firm Verdantix in both asset-level risk analysis and integrated climate/non-climate risk analysis, the highest tier awarded in the newly published Verdantix Smart Innovators: Physical Climate Risk Solutions (2026) report.

The benchmark evaluated eleven physical climate risk solution providers as financial losses from natural hazards escalate globally. The UN Office for Disaster Risk Reduction (UNDRR) put the 2025 global damage cost from natural hazards at $224 billion, intensifying pressure on real asset owners, investors and financial institutions to forecast and price physical climate exposure.