Checkr mortgage offering

San Francisco – October 06, 2026 -- Checkr has expanded its mortgage verification offering to cover more than 97% of U.S. workers with a 75% completion rate, adding new data sources as borrower income grows increasingly volatile.

Income instability among mortgage applicants rose to 62% in 2025 from 50% in 2022

Truework's 2026 housing affordability research, based on roughly 300,000 mortgage applicant records, found the share of applicants with unstable income climbed to 62% in 2025, up from 50% in 2022. The severity of income swings nearly tripled over the same period, according to the study.