Branch Launches White-Label Earned Wage Access for Banks
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Tampa – October 14, 2026 -- Branch has launched a white-label Flex earned wage access (EWA) model for banks and credit unions that carries no balance-sheet risk and requires no new underwriting, because Branch funds every advance.
The configuration lets financial institutions embed EWA inside their own banking apps under their own brand. Branch oversees compliance and handles integrations, calculations, disbursement and repayment through an API-first, bank-grade compliant integration.
Branch extends its Flex model from employers to financial institutions
The launch builds on the Flex model Branch introduced earlier this year, which made embedded EWA faster and lighter to deploy for employers. The same approach now targets banks and credit unions facing the multi-year timelines typical of core banking projects.